We are reinventing how credit is done in Africa-ongoing liquidity secured by high yield assets
Average duration of 12 - 15 months. Monthly repayments of principal and interest.
Our investments bring capital where it does not exist such as to low-income, off-grid households.
All deals are over-collateralized with high-quality collateral such as equipment leases.
With Lendable there are two ways to invest. Each with its own unique set of benefits.
All the information you need to inform your investment decisions (i.e. price, key deal risks, portfolio quality metrics).
You select the deals that comply with your internal investment mandates.
We have greatly reduced the direct and indirect costs of access - invest as little as $25,000 on some deals.
Outsource the management of your investments to an experienced team that is supported by unparalleled analytics.
Allocate capital secured by a variety of asset leases such as solar systems, motorbikes, welding equipment, water tanks, and smart phones.
Scale up your investment through quantum amounts of $2.0 million at no extra cost.
We combine cutting edge risk algorithms with on the ground rigor to assess and manage risk
Our risk engine models individual monthly repayment data which enables us to understand differences in the probability of repayment/defaults, the impact of aggregate portfolio shocks, and the evolution of customer behaviour over time. Bottom line? Forecasts with more robust prediction bands.
Our Nairobi based credit and data teams take the Alternative Lender through a rigorous 7 part verification process. This consists of financial and operational analysis, payment routing strategy, and KYC.
Our portal provides up-to-date performance on your investments - independent of the financial reports of our Alternative Lenders. You can track your performance in real time.
Sign up to our online platform
Review deals on our online platform.
Pick a deal of your choice
When the investment amount is reached the deal is funded
See the impact and the returns from your investment
Send an email to email@example.com
Review funds on our online platform.
Pick a fund.
See the impact and the returns from your investment.
Operating in microfinance, and a range of pay-as-you-go (Paygo) services, serve underbanked consumers with affordable asset-backed financing. There are a range of productive assets being financed including motorbikes, welding equipment, water tanks and smart phones. This enables ownership of productive assets and access to credit. The Paygo sector is building up steam in Africa. By 2020, East Africa's alternative lender market is expected to reach $15 billion. Your investment can have an impact orientation to it, from socio-economic benefits including asset ownership and accessible credit to affordable off grid energy. These power small businesses and improve the quality of life for low-income citizens in Africa.